Good points here. Greed can overtake some but testing fees so not make a McDojo by any means...there are alot of other factors. Likewise, money can be important in that rent needs to be paid, etc. Even among schools of the same organization you can have vast differences in quality of instruction and motive.....personal experience with this has caused our Master Instructor to require testing of students at the main school only. It is too bad but as Patrick said, "That's just the way it is". I say judge a tree by the fruit it produces.