You can stretch while you are watching TV and the commercials are on, while you wait for the chicken to thaw, while you talk on the phone, or ... you get the idea. Also, and hour is all you really need (if your workout last more than an hour, I would say you a resting too much). I suggest you experiment with many forms of exercises (calisthenics, weights, jump rope, running etc etc) and find one that you find which are somewhat fun. It will be easier to stay consistent- which is the key, my friend.