Doctors Release Question

[sensei8]

Insurance is so across the spectrum of concerns, they change at the blink of an eye. For that reason, our Hombu is insured in such ways real and/or imagined because one never knows what life is going to throw at you.

[Spartacus Maximus]

Knowing the types of people in martial arts and possible dojo antics, there is no such thing as being over-prepared. Murphy's law says that most of the liability issues will come from a situation for which one is the least covered.