car insurance

[Prodigy-Child]

my import racing thread got me thinking about this,

 

i think that it is BS that guys have to pay so much more for car insurance then guys do.

 

i was gonna get a 94 Toyota Supra, 350 horses in it, (it had turbo charger in it by the way) manual transmission, white and red.... with a kick ass stereo system, this thing also looked really nice too, it was lowered with kick ass rims!!!!!!

 

anyway i tell the seller to hold it for me for 2 days so i can get a insurance quote..........4 hours later my insurance quote came out to $387 a month!!!!!!

 

now i am a pretty good driver.......(and dont gimmie that BS that statistics prove that guys are more of a safety hazard on the roads then girls are) because i have a school work placement at the police station in the accident reporting centre..........and a majority of the accidents that i have filed was a girls fault (not saying that girls are bad drivers)

 

i put through about 20 reports one day (all rear enders) and the people who got rear ended got rear ended by a girl, the statements usually started off with "i was talking to my friend on my cell phone" or "i was putting on my make up and i locked out my brakes and hit the guy in front of me"

 

now i think that girls and guys should have the same insurance rates.........cuz i want my damn supra!

 

ive been in a few accidents myself, one time my friend was driving and he got ran off the road by some girl driving grand am........i myself have also been rear ended 3 times ALL BY FEMALES

 

NOW im not sexist or anything but ive seen more girls get in accidents at their own fault then boys, so i think guys and girls should have the same rates

 

its only fair!

[Blade13]

I totally agree! Do you have any idea how much the insurance is gonna be on my Firebird that Im getting on Haloween? Rates are more for young drivers, and add the fact that Im a guy! This is gonna be harsh! Im not lettin the insurance company know about the modifiacations Im gonna make..... This whole thing about dudes payin more is such a load of bull. It sucks.

 

 

[YODA]

"Im not lettin the insurance company know about the modifiacations Im gonna make."

 

So, when you do something stupid (it CAN happen) and you hurt someone or worse, your insurance company will carry out an inspection of your car & discover the mods - at that point your insurance policy becomes void, the victim of your mistake will have to get their compensation from YOU not the company, and also you will be guilty of driving without insurance.

 

Not good, not big, not clever.

 

 

 

 

[KickChick]

Actually the statistics are on the increase for girls having more accidents.

 

My son just bought his first car and we went through this whole thing with him. He also had a down payment on a gorgeous 96 Nissan 200SX ...rally sport --we not only found out from mechanic that transmission was bad but that to insure it would have been $6,000.00 a year! that's liability + collision. You need to have liability but you can get insurance without colllision. Just don't crash up! You can get a nice car but as soon as insurance co. thinks its a sporty car .... your rates go up. Anything 96 and lower with no collision will run you less (oh and low hp too!)

 

My son finally found a nice car 96 Nissan Altima fully equipped ... power everything CD system, alarm, power remote....Insured for 1,000. a year!

 

Yikes! My son is driving!!! Hear comes the gray hair!!!

 

 

[Blade13]

Good point, lol. I could always just get my hacker bud to alter the insurance companies files for me. After all, he DID get a $70,000 program for free!

 

 

 

Disclaimer: That was a joke. Although, he really did get that program. lol

 

 

[Prodigy-Child]

dont get me wrong i was expecting to pay a bit more then for a regular car because of all of the modifcations on it but still i couldnt believe

 

plus........id be getting so many chicks if i was riding that beast around!