Remember you aren't learning Martial Arts only to learn Self-Defense, you get much more out of it than that. Ask Chuck Norris, I doubt he has been in very many street fights, but he is over 60 and looks like he is in his late 30's because of his intense training. Also you must realize if somebody is going to pull a gun on you than you are most-likely in a dark area where nobody is around and unless they are crazy they aren't going to kill you -- give them the 40 dollars in your wallet and they will leave; I know many Martial Artist who have been in that position, did they risk their life or their very small amount of money? The money. A good remedy to that problem would be to avoid going to un crowded dark areas --- that simple, no Martial Arts ability needed. And realize well over 65 percent of physical confrontations, school, or sports environment. Now how often are people in these areas carrying a gun? --- Almost Never. You here it all the time from your average Joe who doubts the ability of the human body, "What are you going to do when I pull a gun?" Please when you hear that say in a calm voice, "Do you have a gun now" they will respond,"No" then to flush their idea just continue with,"How could you pull a gun on me now then?" Guns are just a clumsy piece of equipment when used by most people. Don't let them scare you to much - but always be afraid, it will keep the Martial Arts instict alive